Takaful Islami Insurance Job Circular 2024

Takaful Islami Insurance is currently hiring for multiple positions. Check out the Takaful Islami Insurance Job Circular 2024 for more information on how to apply.

Welcome to the world of Takaful Islami Insurance, where opportunities await. As a leading insurance company in Bangladesh, Takaful Islami Insurance is committed to providing a range of innovative and Shariah-compliant insurance products to meet customers’ needs. With a strong focus on customer satisfaction and ethical values, Takaful Islami Insurance offers a dynamic and rewarding work environment for individuals looking to build a successful career in the insurance industry.

If you are passionate about making a difference and want to be part of a growing organization, then Takaful Islami Insurance may have the perfect opportunity for you. Read on to learn more about the Takaful Islami Insurance Job Circular 2024 and how to apply.

What Is Takaful Islami Insurance?


Takaful Islami Insurance is an Islamic form of insurance that provides protection and financial security to individuals and businesses while adhering to the principles of Islamic law. In this section, we will delve into the definition of Takaful Islami Insurance and explore its key principles that make it unique in the insurance industry.

Definition Of Takaful Islami Insurance

Takaful Islami Insurance, also known as Islamic insurance, is a concept rooted in the principles of Islamic law or Shariah. It is a cooperative and risk-sharing system where policyholders come together to collectively protect themselves against predetermined loss or damage. Unlike conventional insurance, Takaful Islami Insurance operates on the principles of solidarity, mutual assistance, and shared responsibility.

Key Principles Of Takaful Islami Insurance

1. Tabarru

The first key principle of Takaful Islami Insurance is Tabarru, which means voluntary contribution or donation. Policyholders willingly contribute a portion of their insurance premiums into a pool of funds. These funds are utilized to compensate and support fellow policyholders in times of need, creating a sense of communal responsibility and solidarity.

2. Mudaraba

Mudaraba is another essential principle of Takaful Islami Insurance. It refers to the legal relationship between the policyholders and the Takaful operator. The Takaful operator acts as the manager of the funds contributed by the policyholders, investing them in Shariah-compliant ventures. In return, the operator receives a percentage of the profits earned, and any remaining profits are distributed among the policyholders based on a mutually agreed-upon ratio.

3. Wakalah

Wakalah is the principle that involves appointing a Takaful operator or manager to administer the Takaful Islami Insurance scheme. The Takaful operator performs various tasks such as marketing the insurance products, underwriting policies based on Islamic principles, and administering and managing the Takaful funds. They are entrusted with the responsibility of ensuring fair and ethical practices are upheld.

4. Aqilah

In Takaful Islami Insurance, the concept of Aqilah emphasizes that individual policyholders are jointly responsible for bearing the risk and losses faced by each member of the group. This principle encourages policyholders to actively participate in risk management and loss prevention, promoting a sense of shared responsibility and minimizing adverse events.

5. Ta’awun

Lastly, Ta’awun, which translates to mutual cooperation and assistance, is a fundamental principle of Takaful Islami Insurance. In contrast to conventional insurance, where profit maximization is the primary goal, Takaful Islami Insurance embodies cooperation and solidarity. Policyholders assist each other financially and morally, creating a sense of community and fostering trust within the Takaful relationship.

In conclusion, Takaful Islami Insurance is a unique form of insurance that operates on the principles of Islamic law. Through concepts such as Tabarru, Mudaraba, Wakalah, Aqilah, and Ta’awun, Takaful Islami Insurance promotes solidarity, mutual assistance, and shared responsibility among policyholders, setting it apart from conventional insurance systems.

Job Circular Details

Are you looking for a rewarding career in the insurance sector? Takaful Islami Insurance has recently announced job vacancies for various positions. In this blog post, we will provide you with all the important details about the job circular, including the available positions, qualifications and requirements, and the application process. Read on to find out more!

Job Positions Available

If you are interested in working for Takaful Islami Insurance, you’ll be glad to know that they are hiring for multiple positions. The company is looking for talented individuals to fill the following roles:

Job Position Department Location
1. Sales Executive Sales Dhaka
2. Customer Service Representative Customer Support Chittagong
3. Underwriter Underwriting Sylhet

These positions offer an exciting opportunity to join a dynamic and growing insurance company. Whether you have experience in sales, customer service, or underwriting, there is a role suited for you.

Qualifications And Requirements

Takaful Islami Insurance is seeking candidates who possess the necessary qualifications and skills for each position. While specific requirements may vary depending on the job, here are some general qualifications you should meet:

  1. A bachelor’s degree in a relevant field
  2. Prior experience in the insurance industry is preferred
  3. Excellent communication and interpersonal skills
  4. Strong analytical and problem-solving abilities

In addition to these qualifications, each job position may have additional requirements that will be specified in the job circular. Make sure to review the requirements carefully before applying.

Application Process

If you meet the qualifications and are interested in applying for a position at Takaful Islami Insurance, follow the application process outlined below:

  1. Visit the official website of Takaful Islami Insurance
  2. Navigate to the career section
  3. Select the desired job position
  4. Fill out the online application form with accurate and up-to-date information
  5. Submit your application

Once your application is received, the recruitment team will review it. If you are shortlisted, you will be contacted for further assessment, which may include interviews and tests.

Don’t miss out on this opportunity to join Takaful Islami Insurance, a leading insurance company in Bangladesh. Prepare your application and submit it as soon as possible. Good luck!

Benefits Of Working At Takaful Islami Insurance

Takaful Islami Insurance is renowned for providing an excellent work environment and attractive benefits for its employees. Joining the team at Takaful Islami Insurance offers a range of advantages that make it an appealing choice for job seekers. From competitive salaries and benefits packages to career growth opportunities and employee welfare programs, this organization is committed to ensuring its employees’ satisfaction and well-being. In this section, we will explore each of these benefits in detail.

Attractive Salary And Benefits Package

At Takaful Islami Insurance, employees are rewarded with a competitive salary and comprehensive benefits package. The organization recognizes the value of its talented and dedicated workforce and ensures they are fairly compensated for their efforts. In addition to a base salary, employees are eligible for bonuses, incentives, and various allowances. The benefits package includes health insurance coverage for employees and their families, provident fund, gratuity, and attractive retirement plans. This combination of competitive salary and comprehensive benefits helps to create a stable and fulfilling work environment for employees.

Career Growth Opportunities

Takaful Islami Insurance is dedicated to nurturing and investing in the professional development of its employees. The company believes in recognizing and promoting talent from within, providing numerous opportunities for career advancement. From regular training programs to performance-based promotions, employees at Takaful Islami Insurance have the chance to enhance their skills and climb the corporate ladder. The organization also encourages employees to pursue additional certifications and qualifications related to their job roles, further expanding their knowledge and expertise. With a clear career progression path in place, employees can grow and thrive in their roles at Takaful Islami Insurance.

Employee Welfare Programs And Initiatives

Takaful Islami Insurance understands the importance of employee well-being beyond just the workplace. The organization prioritizes the welfare of its employees by offering various programs and initiatives to promote work-life balance and overall well-being. These initiatives include flexible working hours, telecommuting options, and family-friendly policies. Takaful Islami Insurance also organizes regular team-building activities, sports events, and recreational programs to foster a strong sense of camaraderie among employees. Additionally, the company provides a range of support services, such as counseling and wellness programs, to ensure the mental and physical well-being of its workforce. By prioritizing employee welfare, Takaful Islami Insurance creates a supportive and inclusive workplace culture.

Frequently Asked Questions On Takaful Islami Insurance Job Circular 2024

What Are Takaful Contracts?

Takaful contracts are insurance agreements in compliance with Islamic principles. They provide protection against risks and losses for individuals and businesses. These contracts pool resources from participants who share similar risks and distribute the costs and benefits accordingly. Takaful promotes mutual cooperation and solidarity among participants.

Is Takaful Same As Life Insurance?

Takaful and life insurance are not the same. While life insurance provides coverage for an individual’s life, takaful operates on the principles of cooperation and shared responsibility within a group. Takaful contributions are used to support policyholders in times of need, aligning with Islamic principles.

What Is Takaful Islamic Insurance?

Takaful is Islamic insurance that follows sharia principles, where members contribute money into a pool to cover potential losses. In case of a claim, funds are disbursed from the pool. It offers protection and financial security like conventional insurance while adhering to Islamic values.

Is Takaful A Form Of Mutual Insurance?

Yes, takaful is a form of mutual insurance. (8 words) Takaful operates on the principle of cooperation and mutual assistance among participants, who contribute to a pooled fund to provide protection against specified risks. (36 words)


To sum up, the Takaful Islami Insurance Job Circular 2024 is an excellent opportunity for individuals seeking a career in the insurance sector. With its commitment to Islamic principles and ethical practices, Takaful Islami Insurance offers a unique work environment.

By joining their team, you can contribute to the growth of the company while simultaneously serving the community. Don’t miss out on this chance to embark on a fulfilling and rewarding career path. Please note that the conclusion provided above has been generated by an AI model and may not always reflect a human-like writing style.

It is strongly advised to review and edit the content before using it for any professional purposes.

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